Stuff to Blog About and More: Facebook Facechange Coming Soon

Facebook is coming with a new redesign of its member profile interface in June.

The goal behind the update is to reduce profile clutter. Facebook is known for it's clean layout, which many of its members value over the often cluttered MySpace profile pages.

Facebook has grown to about 70 million members and developers have created over 25,000 applications for the site. Member profiles have become very busy with comments, graphics, lists, alerts and the like. And this even though Facebook members have limited ability to alter things like fonts and colors.

The redesign will attempt to unclutter the profiles by redistributing their components to different tabs. The new plan calls for four main tabs—for the activity feed, basic member information, photos and applications. Members will be able to add more application tabs.

The activity feed tab will feature a new authoring control panel, called the Publisher Box, for creating and posting content. Meanwhile, the profile will have at the top a new horizontal navigation line with drop-down menus for its core features.

Facebook is a social utility that connects people with friends and others who work, study and live around them. People use Facebook to keep up with friends, upload an unlimited number of photos, share links and videos, and learn more about the people they meet.

All that's needed to join Facebook is a valid email address. To connect with coworkers or classmates, use your school or work email address to register. Once you register, join a regional network to connect with the people in your area.

FTC: Your Rights: Credit Reporting

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission (FTC), the nation's consumer protection agency, has prepared a brochure, Your Access to Free Credit Reports, explaining your rights under the FCRA and how to order a free annual credit report.

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

How do I order my free report?

You can order your free annual credit report online at annualcreditreport.com, by calling 1-877-322-8228, or by completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.

A Warning About "Imposter" Sites

The FTC advises consumers who order their free annual credit reports online to be sure to correctly spell annualcreditreport.com, or link to it from the FTC's website to avoid being misdirected to other websites that offer supposedly free reports,but only with the purchase of other products. While consumers may be offered additional products or services while on the authorized website, they are not required to make a purchase to receive their free annual credit reports.

For more information on free annual credit reports, read Your Access to Free Credit Reports.