Stuff to Blog About and More: Katrina victim claimsa $97 million Powerball prize

A construction company owner who lost two homes in Hurricane Katrina claimed a $97 million Powerball prize.

AP Photo

Carl Hunter ran to the store to pick up some milk for his wife. He decided to purchase a Power Ball ticket as well. As a result, he became $97 million richer.

Carl Hunter became the largest Powerball winner in Louisiana's history. He won the jackpot in January, but hewaited nearly four months to claim the prize.

"I had some change, and one dollar was used to buy this ticket," Hunter said Thursday at the Louisiana Lottery Corp. headquarters in Baton Rouge, where he claimed his prize.

"It's all about milk," his wife said, smiling.

Hunter took a lump sum payment that will give him $33.9 million after taxes, according to lottery officials. The multimillion dollar win wasn't Hunter's first winning lottery ticket. He said he won $5,000 off a ticket a few years ago.

The gas station where Hunter bought his ticket, will get $25,000 for selling the winning ticket.

FTC: Your Rights: Credit Reporting

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission (FTC), the nation's consumer protection agency, has prepared a brochure, Your Access to Free Credit Reports, explaining your rights under the FCRA and how to order a free annual credit report.

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

How do I order my free report?

You can order your free annual credit report online at annualcreditreport.com, by calling 1-877-322-8228, or by completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.

A Warning About "Imposter" Sites

The FTC advises consumers who order their free annual credit reports online to be sure to correctly spell annualcreditreport.com, or link to it from the FTC's website to avoid being misdirected to other websites that offer supposedly free reports,but only with the purchase of other products. While consumers may be offered additional products or services while on the authorized website, they are not required to make a purchase to receive their free annual credit reports.

For more information on free annual credit reports, read Your Access to Free Credit Reports.