Stuff to Blog About and More: NFL 08-09 Picks

One of my followers submitted this NFL 08-09 Picks
What do you think?

(3) Chicago Bears (11-5)
	(3) Chicago Bears (11-5)
(6) Atlanta Falcons (9-7)			(3) Chicago Bears (11-5)
	(2) Carolina Panthers (12-4)
				(1) New York Giants (13-3)
	(1) New York Giants (13-3)
(4) Arizona Cardinals (10-6)			(1) New York Giants (13-3)
	(5) Philadelphia Eagles (11-5)
(5) Philadelphia Eagles (11-5)						Super Bowl XLIII Champion

Wild Card Playoffs	Divisional Playoffs		Conference Championship	Super Bowl XLIII		(1) New York Giants (13-3)
						(MVP; Justin Tuck DE,
(3) New England Patriots (10-6)						6 TOT 2.5 Sacks)
	(3) New England Patriots (10-6)
(6) Buffalo Bills (8-8)			(2) Pittsburgh Steelers (12-4)
	(2) Pittsburgh Steelers (12-4)
				(2) Pittsburgh Steelers (12-4)
	(1) Tennessee Titans (15-1)
(4) San Diego Chargers (9-7)			(5) Miami Dolphins (9-7)
	(5) Miami Dolphins (9-7)
(5) Miami Dolphins (9-7)


Regular Season MVP		Offensive Player of the Year			NFL Comeback Player of he Year
1. Kurt Warner, QB, Arizona Cardinals		1. Kurt Warner, QB, Arizona Cardinals			Andre Johnson, WR, Houston Texans
2. Phillip Rivers, QB, San Diego Chargers		2. Drew Brees, QB, New Orleans Saints
3. Brian Westbrook, RB, Philadelphia Eagles		3. Brian Westbrook, RB, Philadelphia Eagles
4. Drew Brees, QB, New Orleans Saints		4. Phillip Rivers, QB, San Diego Chargers
5. Clinton Portis, RB, Washington Redskins		5. Clinton Portis, RB, Washington Redskins

Coach of the Year		Defensive Player of the Year
1. Jeff Fisher, Tennessee Titans		1. Albert Haynesworth, DT, Tennessee Titans
2. Tony Sparano, Miami Dolphins		2. Joey Porter, LB, Miami Dolphins
3. Mike Smith, Atlanta Falcons		3. Justin Tuck, DE, New York Giants
4. Dick Jauron, Buffalo Bills		4. Kris Jenkins, DT, New York Jets
5. Tom Coughlin, New York Giants		5. Darrelle Revis, CB, New York Jets

Offensive Rookie of the Year		Defensive Rookie of the Year
1. Matt Ryan, QB, Atlanta Falcons		1. Jerod Mayo, LB, New England Patriots
2. Chris Johnson, RB, Tennessee Titans		2. Chris Horton, S, Washington Redskins
3. Matt Forte, RB, Chicago Bears		3. Brandon Flowers, CB, Kansas City Chiefs
4. Eddie Royal, WR, Denver Broncos		4. Chris Long, DE, St. Louis Rams
5. Jonathon Stewart, RB Carolina Panthers		5. Aqib Talib, CB, Tampa Bay Buccaneers

FTC: Your Rights: Credit Reporting

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission (FTC), the nation's consumer protection agency, has prepared a brochure, Your Access to Free Credit Reports, explaining your rights under the FCRA and how to order a free annual credit report.

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

How do I order my free report?

You can order your free annual credit report online at annualcreditreport.com, by calling 1-877-322-8228, or by completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.

A Warning About "Imposter" Sites

The FTC advises consumers who order their free annual credit reports online to be sure to correctly spell annualcreditreport.com, or link to it from the FTC's website to avoid being misdirected to other websites that offer supposedly free reports,but only with the purchase of other products. While consumers may be offered additional products or services while on the authorized website, they are not required to make a purchase to receive their free annual credit reports.

For more information on free annual credit reports, read Your Access to Free Credit Reports.