A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
You can order your free annual credit report online at annualcreditreport.com, by calling 1-877-322-8228, or by completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.
The FTC advises consumers who order their free annual credit reports online to be sure to correctly spell annualcreditreport.com, or link to it from the FTC's website to avoid being misdirected to other websites that offer supposedly free reports,but only with the purchase of other products. While consumers may be offered additional products or services while on the authorized website, they are not required to make a purchase to receive their free annual credit reports.
For more information on free annual credit reports, read Your Access to Free Credit Reports.
Consumers reported fraud losses totaling more than $1.2 billion; the median monetary loss per person was $349, the report states.
The top 20 complaint categories were:
2 comments:
Is is safe to ride a bus any more???
Great post. I was checking continuously this blog and I am impressed!
Extremely useful info specially the last part :) I care for
such information a lot. I was looking for this certain info for a very long
time. Thank you and best of luck.
My homepage ... commercial insurance online
Post a Comment